The scams you don’t know you’re falling for


Wee Bit Wiser

by Jordan Harbinger

Something wise(-ish)

We’ve been talking a lot about scams on Feedback Friday lately.

Romance scams. Job-hunting scams. Multi-level marketing scams.

Those letters are always entertaining, because from the outside it’s so obvious that the person in question is being taken advantage of.

We hear them and we go, “Come on, do you really believe this charming British architect stuck in a hospital in Indonesia needs you to send him $500 in Bitcoin urgently? How dumb are you?”

It’s easy to feel superior to someone who falls for a play as obvious as that.

But all these stories about overt scams got me thinking about subtler ones.

The various ways that smart, savvy, high-functioning people can fall prey to other hustles.

For example, that listener who forked over a ton of money to a locksmith when he was locked out of his house.

It wasn’t that he was “stupid” or “gullible.” It was that he had a deep fear of conflict that made it impossible for him to push back against that locksmith’s predatory fee, especially while the guy was standing right there on his doorstep.

That listener was also wrestling with fear and embarrassment about the incident, and we’ll do a lot to put an end to those feelings.

Also, the clock was ticking, creating urgency, which will do a number on any human brain.

And so he handed over money he didn’t have to a vendor who knew how to manipulate the situation to benefit himself.

Is that a scam? Is that a hustle? Or is that just good salesmanship?

Hard to say.

What I know for sure is that the locksmith won, and our friend lost.

I’ll give you a very different example.

We hear all the time from high performers who get a ton of praise from their bosses.

But then they aren’t being promoted, given raises or offered more responsibility.

And they often settle for that, losing out on tons of money and huge opportunities, because being appreciated and necessary means so much to them.

Which I totally get. Being recognized for your work is powerful. There’s nothing wrong with that.

But in another way, these folks are vulnerable to being hustled, too.

Except their vulnerabilities aren’t desperation or greed or naivete.

Their vulnerabilities are the need to be validated by people in positions of authority. Their desire to be well-regarded by their peers. Their need to be needed. Their sense of loyalty. The pride and gratification they take in their work.

Of course, all of these qualities are virtues to a certain degree.

But they also create vulnerabilities that can be just as dangerous as being ignorant, gullible, naive, avoidant, and so on.

Which is how otherwise bright people often end up being taken advantage of. They might not be caught up in a pig-butchering scam, but they can become victims to insidious schemes that they themselves participate in.

So if you’re assessing a dicey or manipulative situation, ask yourself:

What about me is exposing me to this person or circumstance?

How can I calibrate or protect that quality?

And what am I “getting” out of this arrangement? In what way am I participating in it?

(That last question is the hardest one to answer, but it’s the most powerful. I’d encourage you to really sit with it.)

Have you found this principle to be true in your world?Struggling to make use of it?

Hit reply and tell me about it. I’m all ears!

On the show this past week:

1192: Eliot Higgins | The Digital Detectives Making Dictators Sweat

1193: Will Marital Ambition Lose to Family Tradition? | Feedback Friday


1194: Endocrine Disruptors | Skeptical Sunday

Protect Yourself From the Scams You Don’t See Coming
We’ve been talking about scams in this issue—how easy it is for someone to trick you without you realizing it. But here’s the thing: online, the “scam” doesn’t have to be an obvious con. Hackers, data brokers, and trackers can scam you out of something far more valuable than money—your privacy—just by following your clicks.

Everyday stuff like checking email at a coffee shop, shopping online, or using hotel Wi-Fi can give strangers a window into your life. And a basic VPN that just hides your IP? That’s like locking your front door but leaving the windows wide open.

That’s why Jordan recommends IPVanish Advanced:

  • Stops threats before they reach you — blocks malware, trackers, and intrusive ads.
  • Keeps your activity private — not even your internet provider can see what you’re doing.
  • Protects all your devices — phone, laptop, tablet, even your home Wi-Fi router.
  • Lets you choose what’s protected — stream locally while keeping sensitive apps secure.
  • Zero-logs policy — independently verified to ensure they never track your activity.

Think of it as scam-proofing your online life.
Stay one step ahead—try IPVanish Advanced risk-free for 30 days.

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